Finalizing the Paperwork For Your Transaction

After you sign the contract to sell your structured settlement payments, we’ll make sure that we have all the paperwork we need and set up your day in court.

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Scheduling Your Day In Court

After you sign your contract and return it to us, you’re in the home stretch. You accepted the offer we made to purchase your structured settlement payments, but before we can get you your lump sum, a judge must approve the transaction.

Taking Care of the Paperwork

Once we get the agreement back from you, we will double check that everything is filled out correctly. We want to make sure the court has everything it requires when we present the paperwork.

If necessary, we’ll send the Document Authorization Request form you signed to the insurance company that issues your settlement payments. This form allows us to request a copy of any supporting paperwork about your structured settlement that you do not have.

Finally, your account executive will work with our underwriting department to make sure that we have everything we need to present to the judge. This could include bankruptcy filings, child support documents, or other financial paperwork. If we need anything from you, your account executive will let you know and will walk you through how to get a copy of it if you don’t have it on hand.

Asking for a Hearing

Once we’re sure we have everything we need, we’ll submit the paperwork and your completed contract to the court and ask for a time for you to appear before a judge. Once we submit the request, it is up to the court to decide when this time will be.

Despite what you might hear from other companies, there is no way that anyone can speed the process of scheduling a court date. It’s decided by the judge’s caseload, not who’s making the request.

Getting Your Court Date

Once your court date is scheduled, it’s possible for others to see when you’re appearing before the judge. This doesn’t mean that all your information is available to the public. Different states have different requirements about what information is released publicly. However, in every state, some of the information about the case is released. As a result, you might receive a call from other companies that purchase structured settlement payments, asking you for details about your structured settlement transaction. Despite what they tell you, you do not have to give them any information unless you want to.

If someone contacts you, we recommend you let your account executive know as soon as possible. J.G. Wentworth is the largest structured settlement payment purchaser in the country. We’re able to make very competitive offers that other companies find difficult to match. They’ll resort to many tactics to persuade you to work with them instead of us, including trying to mislead you about our company or the sale process. If you decide to speak with another company and have any new questions, let us know. Our account executives can answer any questions you may have. Their job is to keep you informed and make the best deal possible.

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Next steps Keeping You Informed

Once we have a court date scheduled, we’ll keep you up-to-date on the process. Before your court date arrives, we’ll talk over what you can expect when it’s time for you to appear before a judge and help prepare you for any questions the judge may ask.

These conversations are a perfect time for you to ask any last-minute questions you have. But if you want to get an answer sooner, you can call your account executive anytime. We’ll get back to you as quickly as possible.

* J.G. Wentworth does not provide legal, tax, or financial advice, please consult with independent professionals for such advice.
Preparing For Your Day In Court

The last step before you can get your cash lump sum is talking to a judge who can approve the sale of your future structured settlement payments.

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